Tel : 1-800-463-9692

Courriel : [email protected]

Your first
stop in debt collection

Your credit management
specialist since 1975



About Us


Unik Credit Management is a family-owned business operating since 1975.

UCM is a fully licensed and bonded collection agency. The agency has expanded through the merger of three main debt collection service companies in Eastern Ontario and Western Quebec, and is recognized by local clients and peers as a leader in the industry.

Nothing is more important than trust when you’re outsourcing company finances. Our philosophy is therefore to build a partnership with our clients while conducting our practice in a responsible, professional and ethical manner. We pride ourselves in providing personal attention to each account and working with debtors to find a proper solution and the appropriate payment plan.

Our goal is to be the best cost-effective solution for your accounts receivable problems. At UCM, we aim to increase your cash flow while reducing your administrative costs.

UCM senior employees are trained paralegals, licensed by the Law Society of Ontario. Without sound legal advice, you could end up unable to collect monies owed to you, with hefty legal fees for your troubles.

Our collection services are offered on a No Collection – No Commission basis, if the payment is not collected, there is no cost to you. Given that many of our competitors do not have paralegals on staff, the difference is clear.

That’s what makes us Unik!

If you have any questions about our services or require assistance with delinquent accounts, don’t hesitate to contact us now at 1-800-463-9692 or [email protected]


We are proud to offer our

collection agency services

in Eastern Ontario and Western Quebec, and more specifically in the following markets:


Eastern Ontario














North Bay




Western Quebec








    Contact Us

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    You have been absolutely amazing to deal with and I really wanted to thank you for all your help over the past 2 seasons with Collections. I can honestly say both your company and yourself have greatly impressed me. You have created a stellar relationship with our business and I am looking forward to continuing it for many more years to come!

    Erin, Accounts Receivable Manager
    Ottawa Senators Hockey Club

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    Professionalism is very important to our firm, which is why, along with being very satisfied with their high rate of recovery for our delinquent accounts, we find UCM (Unik Credit Management)’s approach, recommendations, effectiveness and professionalism in handling these matters to be most appropriate and cost effective to our firm.

    Director of Administration
    Raymond Chabot Grant Thornton

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    Unik’s representatives are well-trained and provide excellent follow up with our accounts. We certainly appreciate the easy and simplicity of transferring clients’ debts to Unik. Unik’s staff is respectful of the relationship that we have had with our clients while at the same time they are very successful at recovering past debts.

    Darlene MacInnis , Office Manager
    Nutri-Lawn Ottawa

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    Our best move was switching over to UCM (Unik Credit Management) for our collection services.
    My personal experience with them shows that they really know their way around court/legal representation and it clearly reflects on their recovery rate, which is much better than what we were getting from our previous collection agency.

    Credit Manager
    Surgenor National Leasing / Hertz Rentals

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    We were referred to UCM (Unik Credit Management) and switched over to them after not being too pleased with the rate of recovery we had with a national collection agency. UCM.’s rate of success surpassed our recovery expectations; they even had a high rate of recovery on accounts that had previously been assigned to the national collection agency.

    Director of Student Loans
    Federation des Caisses Populaire

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