About us

Founded in 1975, Unik Credit Management (UCM) evolved through the merger of three established collection agencies in the National Capital Region. As a trusted leader in debt recovery, we have proudly remained family-owned and operated under the same founding ownership group, now serving businesses and institutions nationwide.

Our management team includes licensed paralegals who bring legal insight and professionalism to every file, supported by a skilled staff of senior recovery specialists with decades of field experience. Together, they uphold UCM’s longstanding commitment to ethical, efficient, and results-driven debt recovery.

BACKED BY DECADES OF EXPERIENCE

Our values

At UCM, professionalism, legal expertise, and guaranteed results aren’t just words — they define how we operate every day.

From managing accounts ethically to providing tailored, compliant strategies, our values ensure every action supports our clients’ success.

Professional Ethics

Legal Advantage

Efficiency & Focus

Results Guarantee

Numbers that speak for themselves

Years of experience
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millions recovered
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ethical practices
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Professional debt recovery you can trust.

At UCM, we provide professional debt collection services tailored to your business needs. Our licensed team works respectfully and efficiently to recover overdue payments while protecting your reputation. Best of all, if we don’t collect, you don’t pay.