Clear Your Debt - Restore and Protect Your Credit.

Resolve your outstanding balance today — safely and easily.

At Unik Credit Management (UCM), we offer secure, flexible payment options to make resolving your balance simple, confidential, and convenient.

How to make a payment :

1. E-Transfer (Preferred Method)


Pay easily by e-Transfer to info@unikcm.com — use your 8-digit account number as the security answer.

Important: Include your full name (debtor name) in the message field.

2. Online or through your bank

Add Unik Credit Management as a payee and use your 8-digit account number as the reference.

3. Pre-Authorized Debit (PAD)

Download and complete our Automatic Withdrawal Form, then email or mail it to our office.

4. By Mail or In Person

Contact our team for mailing address or drop-off details

All payments are processed securely with no extra service fees.

Why Act Now

  • Unpaid debts can impact your credit score and limit future financial opportunities (loans, mortgages, credit cards and even employment opportunities).
  • Taking care of your debt today not only restores your financial peace of mind, but also protects your credit score.
  • For any questions about your account or payment options, contact our team today at 1-800-463-9692.

Our partnerships

Unik Credit Management proudly works in partnership with both national credit bureaus — Equifax and TransUnion — ensuring all credit reporting is handled ethically, accurately, and in full compliance with federal and provincial regulations.